Call report 2015Q4
AMERISERV FINANCIAL BANK — 2015Q4
The 22 measures AMERISERV FINANCIAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,108,994,000 | USD | evidence → |
| Total loans | 883,987,000 | USD | evidence → |
| Allowance for loan losses | 9,921,000 | USD | evidence → |
| Securities available for sale | 108,785,000 | USD | evidence → |
| Securities held to maturity | 21,117,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 903,494,000 | USD | evidence → |
| Interest-bearing deposits | 714,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 189,147,000 | USD | evidence → |
| Equity capital | 100,726,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,570,000 | USD | evidence → |
| Interest expense | 5,395,000 | USD | evidence → |
| Net interest income | 36,175,000 | USD | evidence → |
| Noninterest income | 6,339,000 | USD | evidence → |
| Noninterest expense | 33,085,000 | USD | evidence → |
| Provision for loan losses | 1,250,000 | USD | evidence → |
| Pretax income | 8,250,000 | USD | evidence → |
| Income tax | 2,312,000 | USD | evidence → |
| Net income | 5,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,092,000 | USD | evidence → |
| Total capital | 106,890,000 | USD | evidence → |
| Risk-weighted assets | 916,201,000 | USD | evidence → |