Call reports 2013
AMERISERV FINANCIAL BANK — 2013
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 972,862,000 | 998,329,000 | 1,010,440,000 | 1,027,510,000 |
| Total loans | 717,852,000 | 751,522,000 | 763,681,000 | 786,748,000 |
| Allowance for loan losses | 10,960,000 | 11,145,000 | 11,183,000 | 10,104,000 |
| Securities available for sale | 133,382,000 | 136,525,000 | 134,346,000 | 127,781,000 |
| Securities held to maturity | 16,377,000 | 18,628,000 | 18,045,000 | 18,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,389,000 | 840,472,000 | 852,411,000 | 854,722,000 |
| Interest-bearing deposits | 682,161,000 | 680,869,000 | 693,695,000 | 700,520,000 |
| Noninterest-bearing deposits | 165,228,000 | 159,603,000 | 158,716,000 | 154,202,000 |
| Equity capital | 98,948,000 | 97,012,000 | 96,984,000 | 99,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,635,000 | 19,201,000 | 28,941,000 | 39,065,000 |
| Interest expense | 1,380,000 | 2,707,000 | 4,037,000 | 5,362,000 |
| Net interest income | 8,255,000 | 16,494,000 | 24,904,000 | 33,703,000 |
| Noninterest income | 1,991,000 | 4,119,000 | 6,224,000 | 8,070,000 |
| Noninterest expense | 8,644,000 | 17,085,000 | 25,608,000 | 34,507,000 |
| Provision for loan losses | -250,000 | -100,000 | -100,000 | -1,100,000 |
| Pretax income | 1,923,000 | 3,699,000 | 5,757,000 | 8,570,000 |
| Income tax | 579,000 | 1,105,000 | 1,749,000 | 2,659,000 |
| Net income | 1,344,000 | 2,594,000 | 4,008,000 | 5,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,044,000 | 91,794,000 | 91,708,000 | 92,611,000 |
| Total capital | 101,589,000 | 101,767,000 | 101,907,000 | 103,009,000 |
| Risk-weighted assets | 761,546,000 | 795,995,000 | 814,238,000 | 831,321,000 |