Call reports 2012
AMERISERV FINANCIAL BANK — 2012
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 939,292,000 | 969,882,000 | 973,313,000 | 975,223,000 |
| Total loans | 671,328,000 | 690,815,000 | 706,624,000 | 731,741,000 |
| Allowance for loan losses | 13,778,000 | 13,317,000 | 12,829,000 | 12,571,000 |
| Securities available for sale | 164,315,000 | 163,461,000 | 153,223,000 | 138,733,000 |
| Securities held to maturity | 11,827,000 | 14,895,000 | 14,210,000 | 13,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,305,000 | 854,217,000 | 850,325,000 | 835,934,000 |
| Interest-bearing deposits | 670,981,000 | 688,221,000 | 692,684,000 | 679,511,000 |
| Noninterest-bearing deposits | 149,324,000 | 165,996,000 | 157,641,000 | 156,423,000 |
| Equity capital | 102,418,000 | 102,336,000 | 102,340,000 | 99,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,026,000 | 19,823,000 | 29,775,000 | 39,572,000 |
| Interest expense | 1,785,000 | 3,470,000 | 5,079,000 | 6,592,000 |
| Net interest income | 8,241,000 | 16,353,000 | 24,696,000 | 32,980,000 |
| Noninterest income | 1,910,000 | 3,851,000 | 5,823,000 | 7,916,000 |
| Noninterest expense | 8,334,000 | 16,561,000 | 24,835,000 | 33,244,000 |
| Provision for loan losses | -625,000 | -1,125,000 | -1,325,000 | -775,000 |
| Pretax income | 2,442,000 | 4,780,000 | 7,021,000 | 8,439,000 |
| Income tax | 746,000 | 1,486,000 | 2,197,000 | 2,635,000 |
| Net income | 1,696,000 | 3,294,000 | 4,824,000 | 5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,189,000 | 93,629,000 | 93,102,000 | 92,200,000 |
| Total capital | 101,993,000 | 102,812,000 | 102,421,000 | 101,786,000 |
| Risk-weighted assets | 698,593,000 | 729,730,000 | 741,325,000 | 763,251,000 |