Call reports 2011
AMERISERV FINANCIAL BANK — 2011
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 937,253,000 | 931,269,000 | 949,622,000 | 952,077,000 |
| Total loans | 644,836,000 | 656,839,000 | 667,409,000 | 670,847,000 |
| Allowance for loan losses | 18,025,000 | 16,958,000 | 16,069,000 | 14,623,000 |
| Securities available for sale | 169,541,000 | 173,762,000 | 171,170,000 | 169,622,000 |
| Securities held to maturity | 9,377,000 | 9,109,000 | 10,507,000 | 12,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,728,000 | 810,282,000 | 827,560,000 | 816,620,000 |
| Interest-bearing deposits | 680,675,000 | 678,618,000 | 679,278,000 | 674,438,000 |
| Noninterest-bearing deposits | 136,053,000 | 131,664,000 | 148,282,000 | 142,182,000 |
| Equity capital | 98,718,000 | 102,261,000 | 104,945,000 | 103,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,473,000 | 20,873,000 | 31,253,000 | 41,503,000 |
| Interest expense | 2,349,000 | 4,513,000 | 6,608,000 | 8,560,000 |
| Net interest income | 8,124,000 | 16,360,000 | 24,645,000 | 32,943,000 |
| Noninterest income | 1,862,000 | 3,632,000 | 5,519,000 | 7,425,000 |
| Noninterest expense | 8,184,000 | 16,305,000 | 24,375,000 | 33,022,000 |
| Provision for loan losses | -600,000 | -1,775,000 | -2,325,000 | -3,575,000 |
| Pretax income | 2,070,000 | 5,130,000 | 7,782,000 | 10,589,000 |
| Income tax | 597,000 | 1,572,000 | 2,433,000 | 3,260,000 |
| Net income | 1,473,000 | 3,558,000 | 5,349,000 | 7,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,241,000 | 90,443,000 | 92,309,000 | 92,847,000 |
| Total capital | 94,809,000 | 99,144,000 | 100,986,000 | 101,406,000 |
| Risk-weighted assets | 675,168,000 | 687,110,000 | 686,030,000 | 677,888,000 |