Call reports 2010
AMERISERV FINANCIAL BANK — 2010
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 934,779,000 | 936,779,000 | 938,122,000 | 924,286,000 |
| Total loans | 712,929,000 | 693,988,000 | 699,394,000 | 678,181,000 |
| Allowance for loan losses | 21,516,000 | 20,737,000 | 20,753,000 | 19,765,000 |
| Securities available for sale | 122,483,000 | 131,419,000 | 140,054,000 | 148,427,000 |
| Securities held to maturity | 8,207,000 | 8,961,000 | 8,423,000 | 7,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,402,000 | 809,378,000 | 818,351,000 | 801,415,000 |
| Interest-bearing deposits | 677,642,000 | 680,900,000 | 685,696,000 | 673,346,000 |
| Noninterest-bearing deposits | 124,760,000 | 128,478,000 | 132,655,000 | 128,069,000 |
| Equity capital | 94,816,000 | 96,809,000 | 97,696,000 | 97,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,297,000 | 22,585,000 | 33,518,000 | 44,262,000 |
| Interest expense | 3,064,000 | 6,025,000 | 8,782,000 | 11,368,000 |
| Net interest income | 8,233,000 | 16,560,000 | 24,736,000 | 32,894,000 |
| Noninterest income | 1,805,000 | 3,788,000 | 5,883,000 | 8,272,000 |
| Noninterest expense | 8,051,000 | 16,187,000 | 24,375,000 | 32,872,000 |
| Provision for loan losses | 3,050,000 | 4,250,000 | 5,250,000 | 5,250,000 |
| Pretax income | -998,000 | 18,000 | 1,152,000 | 3,202,000 |
| Income tax | -341,000 | -69,000 | 209,000 | 706,000 |
| Net income | -657,000 | 87,000 | 943,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,450,000 | 81,123,000 | 82,422,000 | 83,533,000 |
| Total capital | 88,574,000 | 90,001,000 | 91,333,000 | 92,173,000 |
| Risk-weighted assets | 716,709,000 | 697,522,000 | 700,134,000 | 679,160,000 |
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