Call reports 2009
AMERISERV FINANCIAL BANK — 2009
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 945,186,000 | 949,459,000 | 930,337,000 | 942,633,000 |
| Total loans | 726,961,000 | 739,649,000 | 722,540,000 | 722,904,000 |
| Allowance for loan losses | 10,661,000 | 13,606,000 | 19,255,000 | 19,685,000 |
| Securities available for sale | 109,284,000 | 104,351,000 | 107,247,000 | 111,943,000 |
| Securities held to maturity | 14,286,000 | 13,615,000 | 13,065,000 | 11,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,013,000 | 784,007,000 | 779,385,000 | 786,211,000 |
| Interest-bearing deposits | 627,661,000 | 668,518,000 | 666,234,000 | 667,760,000 |
| Noninterest-bearing deposits | 119,352,000 | 115,489,000 | 113,151,000 | 118,451,000 |
| Equity capital | 98,608,000 | 97,647,000 | 95,868,000 | 94,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,801,000 | 23,704,000 | 35,249,000 | 46,856,000 |
| Interest expense | 3,513,000 | 7,116,000 | 10,610,000 | 13,900,000 |
| Net interest income | 8,288,000 | 16,588,000 | 24,639,000 | 32,956,000 |
| Noninterest income | 1,925,000 | 3,940,000 | 6,028,000 | 8,201,000 |
| Noninterest expense | 7,677,000 | 15,856,000 | 23,842,000 | 32,826,000 |
| Provision for loan losses | 1,800,000 | 5,100,000 | 11,400,000 | 15,150,000 |
| Pretax income | 837,000 | -264,000 | -4,411,000 | -6,655,000 |
| Income tax | 240,000 | -36,000 | -1,597,000 | -2,611,000 |
| Net income | 597,000 | -228,000 | -2,814,000 | -4,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,867,000 | 84,870,000 | 81,438,000 | 79,276,000 |
| Total capital | 94,293,000 | 94,476,000 | 90,927,000 | 88,524,000 |
| Risk-weighted assets | 752,290,000 | 763,952,000 | 748,802,000 | 728,707,000 |
Machine access — free, no API key
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