Call reports 2006
AMERISERV FINANCIAL BANK — 2006
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 867,255,000 | 878,444,000 | 873,465,000 | 886,112,000 |
| Total loans | 548,466,000 | 573,884,000 | 580,560,000 | 589,435,000 |
| Allowance for loan losses | 9,026,000 | 8,874,000 | 8,302,000 | 8,092,000 |
| Securities available for sale | 180,590,000 | 176,844,000 | 175,526,000 | 171,412,000 |
| Securities held to maturity | 29,883,000 | 21,422,000 | 20,997,000 | 20,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 728,217,000 | 741,209,000 | 743,887,000 | 741,955,000 |
| Interest-bearing deposits | 621,486,000 | 633,561,000 | 643,346,000 | 634,037,000 |
| Noninterest-bearing deposits | 106,731,000 | 107,648,000 | 100,541,000 | 107,918,000 |
| Equity capital | 88,374,000 | 88,189,000 | 90,711,000 | 88,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,112,000 | 22,456,000 | 34,278,000 | 46,281,000 |
| Interest expense | 4,606,000 | 9,549,000 | 15,065,000 | 20,965,000 |
| Net interest income | 6,506,000 | 12,907,000 | 19,213,000 | 25,316,000 |
| Noninterest income | 1,525,000 | 3,155,000 | 4,831,000 | 6,342,000 |
| Noninterest expense | 7,538,000 | 14,949,000 | 22,138,000 | 29,400,000 |
| Provision for loan losses | 0 | -50,000 | -50,000 | -125,000 |
| Pretax income | 493,000 | 1,163,000 | 1,956,000 | 2,383,000 |
| Income tax | 74,000 | 211,000 | 354,000 | 309,000 |
| Net income | 419,000 | 952,000 | 1,602,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,216,000 | 81,965,000 | 82,831,000 | 83,520,000 |
| Total capital | 88,868,000 | 89,831,000 | 90,664,000 | 91,555,000 |
| Risk-weighted assets | 612,149,000 | 627,986,000 | 625,896,000 | 642,391,000 |
Machine access — free, no API key
Every figure shown here about AMERISERV FINANCIAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.