Call reports 2006
CITIZENS STATE BANK, GANADO, TEXAS — 2006
What CITIZENS STATE BANK, GANADO, TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,886,000 | 46,606,000 | 49,859,000 | 50,495,000 |
| Total loans | 7,374,000 | 7,961,000 | 7,799,000 | 8,105,000 |
| Allowance for loan losses | 201,000 | 189,000 | 189,000 | 189,000 |
| Securities available for sale | 27,868,000 | 26,616,000 | 27,105,000 | 29,771,000 |
| Securities held to maturity | 1,213,000 | 1,169,000 | 1,117,000 | 1,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,089,000 | 44,185,000 | 46,843,000 | 47,319,000 |
| Interest-bearing deposits | 29,696,000 | 32,704,000 | 34,782,000 | 34,509,000 |
| Noninterest-bearing deposits | 11,393,000 | 11,481,000 | 12,061,000 | 12,810,000 |
| Equity capital | 2,565,000 | 2,201,000 | 2,757,000 | 2,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,047,000 | 1,642,000 | 2,290,000 |
| Interest expense | 169,000 | 364,000 | 572,000 | 816,000 |
| Net interest income | 323,000 | 683,000 | 1,070,000 | 1,474,000 |
| Noninterest income | 64,000 | 132,000 | 200,000 | 269,000 |
| Noninterest expense | 315,000 | 622,000 | 944,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 193,000 | 326,000 | 470,000 |
| Income tax | 22,000 | 60,000 | 99,000 | 142,000 |
| Net income | 50,000 | 133,000 | 227,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,001,000 | 3,084,000 | 3,178,000 | 3,279,000 |
| Total capital | 3,180,000 | 3,273,000 | 3,367,000 | 3,468,000 |
| Risk-weighted assets | 14,262,000 | 15,455,000 | 15,137,000 | 15,211,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK, GANADO, TEXAS — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.