Call reports 2013
BANK OF JONES COUNTY — 2013
What BANK OF JONES COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 224,788,000 | 228,163,000 | 227,948,000 | 221,524,000 |
| Total loans | 59,431,000 | 62,365,000 | 59,888,000 | 65,790,000 |
| Allowance for loan losses | 935,000 | 937,000 | 937,000 | 948,000 |
| Securities available for sale | 145,790,000 | 131,141,000 | 136,285,000 | 136,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,619,000 | 202,759,000 | 201,639,000 | 195,446,000 |
| Interest-bearing deposits | 162,912,000 | 171,649,000 | 169,412,000 | 161,931,000 |
| Noninterest-bearing deposits | 32,707,000 | 31,110,000 | 32,227,000 | 33,515,000 |
| Equity capital | 26,629,000 | 24,266,000 | 24,888,000 | 24,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,948,000 | 4,531,000 | 6,192,000 |
| Interest expense | 316,000 | 622,000 | 914,000 | 1,190,000 |
| Net interest income | 1,146,000 | 2,326,000 | 3,617,000 | 5,002,000 |
| Noninterest income | 175,000 | 345,000 | 512,000 | 670,000 |
| Noninterest expense | 751,000 | 1,453,000 | 2,181,000 | 2,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 812,000 | 1,460,000 | 2,190,000 | 3,143,000 |
| Income tax | 186,000 | 367,000 | 528,000 | 742,000 |
| Net income | 626,000 | 1,093,000 | 1,662,000 | 2,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,910,000 | 25,377,000 | 25,946,000 | 26,685,000 |
| Total capital | 25,845,000 | 26,314,000 | 26,883,000 | 27,633,000 |
| Risk-weighted assets | 89,568,000 | 95,231,000 | 91,766,000 | 94,931,000 |