Call reports 2012
BANK OF JONES COUNTY — 2012
What BANK OF JONES COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 239,925,000 | 234,096,000 | 230,905,000 | 227,182,000 |
| Total loans | 66,616,000 | 64,509,000 | 61,219,000 | 59,937,000 |
| Allowance for loan losses | 1,102,000 | 1,103,000 | 935,000 | 927,000 |
| Securities available for sale | 137,171,000 | 146,094,000 | 142,659,000 | 141,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,736,000 | 205,476,000 | 200,935,000 | 198,186,000 |
| Interest-bearing deposits | 182,078,000 | 177,318,000 | 171,197,000 | 169,506,000 |
| Noninterest-bearing deposits | 29,658,000 | 28,158,000 | 29,738,000 | 28,680,000 |
| Equity capital | 25,197,000 | 26,283,000 | 27,152,000 | 26,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,693,000 | 5,314,000 | 6,848,000 |
| Interest expense | 418,000 | 822,000 | 1,187,000 | 1,523,000 |
| Net interest income | 1,483,000 | 2,871,000 | 4,127,000 | 5,325,000 |
| Noninterest income | 153,000 | 327,000 | 499,000 | 674,000 |
| Noninterest expense | 714,000 | 1,387,000 | 2,060,000 | 2,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 985,000 | 1,874,000 | 2,629,000 | 3,719,000 |
| Income tax | 256,000 | 501,000 | 707,000 | 966,000 |
| Net income | 729,000 | 1,373,000 | 1,922,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,230,000 | 23,875,000 | 24,423,000 | 24,284,000 |
| Total capital | 24,332,000 | 24,978,000 | 25,358,000 | 25,211,000 |
| Risk-weighted assets | 97,054,000 | 95,417,000 | 91,805,000 | 90,337,000 |