Call reports 2011
BANK OF JONES COUNTY — 2011
What BANK OF JONES COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,414,000 | 225,274,000 | 220,706,000 | 223,961,000 |
| Total loans | 72,041,000 | 71,827,000 | 70,739,000 | 69,815,000 |
| Allowance for loan losses | 972,000 | 1,075,000 | 1,203,000 | 1,101,000 |
| Securities available for sale | 123,402,000 | 124,695,000 | 126,509,000 | 124,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,143,000 | 198,874,000 | 192,766,000 | 195,552,000 |
| Interest-bearing deposits | 172,271,000 | 176,418,000 | 166,659,000 | 167,848,000 |
| Noninterest-bearing deposits | 21,872,000 | 22,456,000 | 26,107,000 | 27,704,000 |
| Equity capital | 22,728,000 | 24,082,000 | 25,074,000 | 25,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,168,000 | 6,250,000 | 8,179,000 |
| Interest expense | 523,000 | 1,024,000 | 1,496,000 | 1,940,000 |
| Net interest income | 1,524,000 | 3,144,000 | 4,754,000 | 6,239,000 |
| Noninterest income | 149,000 | 315,000 | 476,000 | 632,000 |
| Noninterest expense | 719,000 | 1,528,000 | 2,250,000 | 2,898,000 |
| Provision for loan losses | 54,000 | 162,000 | 276,000 | 411,000 |
| Pretax income | 1,002,000 | 2,102,000 | 3,127,000 | 4,056,000 |
| Income tax | 271,000 | 583,000 | 875,000 | 1,119,000 |
| Net income | 731,000 | 1,519,000 | 2,252,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,266,000 | 22,054,000 | 22,787,000 | 23,472,000 |
| Total capital | 22,238,000 | 23,129,000 | 23,990,000 | 24,573,000 |
| Risk-weighted assets | 97,673,000 | 99,698,000 | 96,734,000 | 95,753,000 |