Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 24,107,000 | 23,517,000 |
| Total loans | 12,724,000 | 13,771,000 |
| Allowance for loan losses | 287,000 | 290,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 6,164,000 | 6,053,000 |
| Trading assets | 0 | 0 |
| Total deposits | 21,483,000 | 20,818,000 |
| Interest-bearing deposits | 17,528,000 | 17,712,000 |
| Noninterest-bearing deposits | 3,955,000 | 3,106,000 |
| Equity capital | 2,601,000 | 2,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 163,000 | 351,000 |
| Interest expense | 8,000 | 17,000 |
| Net interest income | 155,000 | 334,000 |
| Noninterest income | 14,000 | 44,000 |
| Noninterest expense | 86,000 | 178,000 |
| Provision for loan losses | 3,000 | 6,000 |
| Pretax income | 80,000 | 194,000 |
| Income tax | 5,000 | 44,000 |
| Net income | 75,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 2,601,000 | 2,676,000 |
| Total capital | 2,785,000 | 2,865,000 |
| Risk-weighted assets | 14,662,000 | 15,049,000 |