Call reports 2014
FARMERS STATE BANK, THE — 2014
What FARMERS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 24,998,000 | 24,322,000 | 23,918,000 | 23,385,000 |
| Total loans | 10,556,000 | 10,833,000 | 11,652,000 | 11,685,000 |
| Allowance for loan losses | 295,000 | 298,000 | 301,000 | 304,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,616,000 | 7,402,000 | 7,290,000 | 6,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,553,000 | 21,803,000 | 21,329,000 | 20,836,000 |
| Interest-bearing deposits | 18,135,000 | 17,714,000 | 17,209,000 | 16,750,000 |
| Noninterest-bearing deposits | 4,418,000 | 4,089,000 | 4,120,000 | 4,086,000 |
| Equity capital | 2,434,000 | 2,500,000 | 2,555,000 | 2,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 339,000 | 516,000 | 690,000 |
| Interest expense | 10,000 | 20,000 | 29,000 | 38,000 |
| Net interest income | 157,000 | 319,000 | 487,000 | 652,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 75,000 |
| Noninterest expense | 100,000 | 205,000 | 318,000 | 502,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 71,000 | 145,000 | 218,000 | 213,000 |
| Income tax | 28,000 | 35,000 | 54,000 | 77,000 |
| Net income | 43,000 | 110,000 | 164,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,434,000 | 2,500,000 | 2,555,000 | 2,526,000 |
| Total capital | 2,594,000 | 2,660,000 | 2,724,000 | 2,706,000 |
| Risk-weighted assets | 12,653,000 | 12,695,000 | 13,388,000 | 14,315,000 |