Call reports 2013
FARMERS STATE BANK, THE — 2013
What FARMERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,434,000 | 28,421,000 | 25,613,000 | 24,454,000 |
| Total loans | 10,887,000 | 11,303,000 | 11,675,000 | 10,952,000 |
| Allowance for loan losses | 263,000 | 266,000 | 269,000 | 292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,883,000 | 8,763,000 | 8,249,000 | 8,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,139,000 | 26,056,000 | 23,173,000 | 22,050,000 |
| Interest-bearing deposits | 23,852,000 | 22,292,000 | 19,387,000 | 18,857,000 |
| Noninterest-bearing deposits | 4,287,000 | 3,764,000 | 3,786,000 | 3,194,000 |
| Equity capital | 2,272,000 | 2,332,000 | 2,387,000 | 2,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 387,000 | 580,000 | 762,000 |
| Interest expense | 17,000 | 32,000 | 46,000 | 58,000 |
| Net interest income | 178,000 | 355,000 | 534,000 | 704,000 |
| Noninterest income | 18,000 | 35,000 | 55,000 | 71,000 |
| Noninterest expense | 125,000 | 238,000 | 359,000 | 508,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 32,000 |
| Pretax income | 68,000 | 146,000 | 221,000 | 235,000 |
| Income tax | 16,000 | 34,000 | 54,000 | 64,000 |
| Net income | 52,000 | 112,000 | 167,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,272,000 | 2,332,000 | 2,387,000 | 2,390,000 |
| Total capital | 2,448,000 | 2,507,000 | 2,559,000 | 2,553,000 |
| Risk-weighted assets | 13,988,000 | 13,939,000 | 13,640,000 | 12,890,000 |