Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,768,000 | 25,673,000 | 25,964,000 | 28,113,000 |
| Total loans | 11,442,000 | 11,803,000 | 12,141,000 | 11,433,000 |
| Allowance for loan losses | 249,000 | 254,000 | 257,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,005,000 | 4,996,000 | 8,120,000 | 9,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,598,000 | 23,458,000 | 23,670,000 | 25,869,000 |
| Interest-bearing deposits | 21,428,000 | 20,666,000 | 20,395,000 | 22,141,000 |
| Noninterest-bearing deposits | 3,170,000 | 2,792,000 | 3,275,000 | 3,728,000 |
| Equity capital | 2,128,000 | 2,170,000 | 2,220,000 | 2,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 421,000 | 631,000 | 845,000 |
| Interest expense | 41,000 | 74,000 | 98,000 | 118,000 |
| Net interest income | 169,000 | 347,000 | 533,000 | 727,000 |
| Noninterest income | 16,000 | 36,000 | 56,000 | 73,000 |
| Noninterest expense | 96,000 | 203,000 | 330,000 | 517,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 86,000 | 174,000 | 250,000 | 271,000 |
| Income tax | 8,000 | 54,000 | 80,000 | 102,000 |
| Net income | 78,000 | 120,000 | 170,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,128,000 | 2,170,000 | 2,220,000 | 2,219,000 |
| Total capital | 2,300,000 | 2,342,000 | 2,396,000 | 2,393,000 |
| Risk-weighted assets | 13,681,000 | 13,683,000 | 14,003,000 | 13,831,000 |