Call reports 2011
FARMERS STATE BANK, THE — 2011
What FARMERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,846,000 | 25,113,000 | 23,899,000 | 23,762,000 |
| Total loans | 10,725,000 | 11,227,000 | 11,794,000 | 12,107,000 |
| Allowance for loan losses | 237,000 | 240,000 | 243,000 | 246,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,422,000 | 5,012,000 | 5,006,000 | 5,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,862,000 | 23,088,000 | 21,778,000 | 21,634,000 |
| Interest-bearing deposits | 20,292,000 | 20,786,000 | 19,313,000 | 19,092,000 |
| Noninterest-bearing deposits | 2,570,000 | 2,302,000 | 2,465,000 | 2,542,000 |
| Equity capital | 1,918,000 | 1,944,000 | 2,013,000 | 2,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 420,000 | 644,000 | 873,000 |
| Interest expense | 56,000 | 107,000 | 152,000 | 194,000 |
| Net interest income | 152,000 | 313,000 | 492,000 | 679,000 |
| Noninterest income | 19,000 | 40,000 | 66,000 | 84,000 |
| Noninterest expense | 116,000 | 240,000 | 357,000 | 490,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 52,000 | 107,000 | 192,000 | 261,000 |
| Income tax | 1,000 | 31,000 | 46,000 | 78,000 |
| Net income | 51,000 | 76,000 | 146,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,918,000 | 1,944,000 | 2,013,000 | 2,050,000 |
| Total capital | 2,082,000 | 2,113,000 | 2,184,000 | 2,223,000 |
| Risk-weighted assets | 13,021,000 | 13,429,000 | 13,597,000 | 13,737,000 |