Call reports 2010
FARMERS STATE BANK, THE — 2010
What FARMERS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,374,000 | 22,675,000 | 22,402,000 | 21,807,000 |
| Total loans | 10,883,000 | 11,667,000 | 11,470,000 | 10,974,000 |
| Allowance for loan losses | 195,000 | 198,000 | 201,000 | 234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,862,000 | 5,055,000 | 4,573,000 | 4,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,499,000 | 20,730,000 | 20,372,000 | 19,879,000 |
| Interest-bearing deposits | 19,986,000 | 19,057,000 | 18,530,000 | 18,019,000 |
| Noninterest-bearing deposits | 1,513,000 | 1,673,000 | 1,842,000 | 1,860,000 |
| Equity capital | 1,785,000 | 1,834,000 | 1,898,000 | 1,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 452,000 | 686,000 | 906,000 |
| Interest expense | 86,000 | 161,000 | 225,000 | 285,000 |
| Net interest income | 137,000 | 291,000 | 461,000 | 621,000 |
| Noninterest income | 23,000 | 48,000 | 73,000 | 93,000 |
| Noninterest expense | 129,000 | 253,000 | 378,000 | 530,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 42,000 |
| Pretax income | 28,000 | 80,000 | 147,000 | 142,000 |
| Income tax | 6,000 | 9,000 | 12,000 | 38,000 |
| Net income | 22,000 | 71,000 | 135,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,785,000 | 1,834,000 | 1,898,000 | 1,867,000 |
| Total capital | 1,946,000 | 2,003,000 | 2,064,000 | 2,026,000 |
| Risk-weighted assets | 12,852,000 | 13,464,000 | 13,256,000 | 12,673,000 |