Call reports 2009
FARMERS STATE BANK, THE — 2009
What FARMERS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 20,564,000 | 20,888,000 | 21,691,000 | 21,985,000 |
| Total loans | 9,823,000 | 10,947,000 | 11,423,000 | 11,185,000 |
| Allowance for loan losses | 183,000 | 186,000 | 189,000 | 192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,618,000 | 5,935,000 | 5,627,000 | 5,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,749,000 | 19,032,000 | 19,775,000 | 20,143,000 |
| Interest-bearing deposits | 17,445,000 | 17,531,000 | 18,361,000 | 18,396,000 |
| Noninterest-bearing deposits | 1,304,000 | 1,501,000 | 1,414,000 | 1,747,000 |
| Equity capital | 1,725,000 | 1,752,000 | 1,789,000 | 1,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 448,000 | 693,000 | 929,000 |
| Interest expense | 100,000 | 195,000 | 287,000 | 377,000 |
| Net interest income | 119,000 | 253,000 | 406,000 | 552,000 |
| Noninterest income | 18,000 | 37,000 | 58,000 | 81,000 |
| Noninterest expense | 109,000 | 227,000 | 356,000 | 551,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 25,000 | 57,000 | 99,000 | 70,000 |
| Income tax | 9,000 | 14,000 | 19,000 | 16,000 |
| Net income | 16,000 | 43,000 | 80,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,725,000 | 1,752,000 | 1,789,000 | 1,763,000 |
| Total capital | 1,866,000 | 1,906,000 | 1,950,000 | 1,923,000 |
| Risk-weighted assets | 11,274,000 | 12,272,000 | 12,834,000 | 12,754,000 |