Call reports 2013
OHIO STATE BANK, THE — 2013
What OHIO STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,104,000 | 106,194,000 | 103,366,000 | 100,312,000 |
| Total loans | 81,959,000 | 78,706,000 | 77,323,000 | 73,037,000 |
| Allowance for loan losses | 1,813,000 | 1,865,000 | 1,767,000 | 1,707,000 |
| Securities available for sale | 15,749,000 | 12,880,000 | 9,101,000 | 8,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,988,000 | 84,621,000 | 83,446,000 | 80,747,000 |
| Interest-bearing deposits | 75,830,000 | 74,967,000 | 73,236,000 | 71,606,000 |
| Noninterest-bearing deposits | 10,158,000 | 9,654,000 | 10,210,000 | 9,141,000 |
| Equity capital | 5,827,000 | 5,456,000 | 5,068,000 | 4,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,013,000 | 2,960,000 | 3,862,000 |
| Interest expense | 187,000 | 370,000 | 553,000 | 731,000 |
| Net interest income | 843,000 | 1,643,000 | 2,407,000 | 3,131,000 |
| Noninterest income | 147,000 | 312,000 | 337,000 | 369,000 |
| Noninterest expense | 1,198,000 | 2,424,000 | 3,565,000 | 4,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -123,000 | -333,000 | -662,000 | -884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -333,000 | -662,000 | -884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,769,000 | 4,554,000 | 4,254,000 | 4,061,000 |
| Total capital | 5,820,000 | 5,559,000 | 5,219,000 | 4,966,000 |
| Risk-weighted assets | 83,290,000 | 79,535,000 | 76,392,000 | 71,671,000 |