Call reports 2012
OHIO STATE BANK, THE — 2012
What OHIO STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 126,051,000 | 123,537,000 | 120,336,000 | 118,840,000 |
| Total loans | 85,486,000 | 87,699,000 | 87,389,000 | 84,176,000 |
| Allowance for loan losses | 2,368,000 | 2,374,000 | 2,291,000 | 1,903,000 |
| Securities available for sale | 25,487,000 | 21,966,000 | 21,080,000 | 19,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,570,000 | 101,332,000 | 97,579,000 | 89,009,000 |
| Interest-bearing deposits | 82,373,000 | 80,758,000 | 77,558,000 | 75,947,000 |
| Noninterest-bearing deposits | 21,197,000 | 20,574,000 | 20,021,000 | 13,062,000 |
| Equity capital | 6,678,000 | 6,485,000 | 6,222,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,362,000 | 3,515,000 | 4,608,000 |
| Interest expense | 235,000 | 451,000 | 659,000 | 855,000 |
| Net interest income | 963,000 | 1,911,000 | 2,856,000 | 3,753,000 |
| Noninterest income | 72,000 | 181,000 | 385,000 | 562,000 |
| Noninterest expense | 1,223,000 | 2,647,000 | 4,059,000 | 5,316,000 |
| Provision for loan losses | 45,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | -233,000 | -533,000 | -796,000 | -979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -533,000 | -796,000 | -979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,510,000 | 5,242,000 | 5,011,000 | 4,860,000 |
| Total capital | 6,623,000 | 6,374,000 | 6,118,000 | 5,939,000 |
| Risk-weighted assets | 87,823,000 | 89,284,000 | 87,407,000 | 85,530,000 |