Call reports 2011
OHIO STATE BANK, THE — 2011
What OHIO STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,018,000 | 123,741,000 | 129,403,000 | 125,505,000 |
| Total loans | 82,002,000 | 81,832,000 | 84,063,000 | 87,087,000 |
| Allowance for loan losses | 1,282,000 | 1,433,000 | 1,548,000 | 2,391,000 |
| Securities available for sale | 17,272,000 | 24,761,000 | 25,623,000 | 24,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,514,000 | 102,037,000 | 102,436,000 | 102,410,000 |
| Interest-bearing deposits | 82,030,000 | 84,051,000 | 82,258,000 | 81,535,000 |
| Noninterest-bearing deposits | 17,484,000 | 17,986,000 | 20,178,000 | 20,875,000 |
| Equity capital | 10,624,000 | 10,746,000 | 10,947,000 | 6,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,123,000 | 4,631,000 | 5,747,000 |
| Interest expense | 172,000 | 438,000 | 705,000 | 958,000 |
| Net interest income | 1,368,000 | 2,685,000 | 3,926,000 | 4,789,000 |
| Noninterest income | 137,000 | 313,000 | 464,000 | 156,000 |
| Noninterest expense | 1,279,000 | 2,550,000 | 3,813,000 | 5,427,000 |
| Provision for loan losses | 356,000 | 693,000 | 926,000 | 2,440,000 |
| Pretax income | -130,000 | -245,000 | -349,000 | -4,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -130,000 | -245,000 | -349,000 | -4,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,388,000 | 8,312,000 | 8,246,000 | 5,712,000 |
| Total capital | 9,402,000 | 9,344,000 | 9,303,000 | 6,857,000 |
| Risk-weighted assets | 80,891,000 | 82,185,000 | 84,037,000 | 90,341,000 |