Call reports 2010
OHIO STATE BANK, THE — 2010
What OHIO STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,626,000 | 123,691,000 | 124,354,000 | 115,172,000 |
| Total loans | 88,471,000 | 86,921,000 | 85,684,000 | 84,488,000 |
| Allowance for loan losses | 0 | 59,000 | 548,000 | 1,066,000 |
| Securities available for sale | 14,555,000 | 16,427,000 | 16,104,000 | 14,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,975,000 | 111,774,000 | 107,862,000 | 100,232,000 |
| Interest-bearing deposits | 105,138,000 | 96,785,000 | 90,543,000 | 82,321,000 |
| Noninterest-bearing deposits | 15,837,000 | 14,989,000 | 17,319,000 | 17,911,000 |
| Equity capital | 9,878,000 | 10,633,000 | 10,217,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 0 | 1,604,000 | 3,346,000 | 4,897,000 |
| Interest expense | 0 | 262,000 | 472,000 | 637,000 |
| Net interest income | 0 | 1,342,000 | 2,874,000 | 4,260,000 |
| Noninterest income | 0 | 186,000 | 253,000 | 387,000 |
| Noninterest expense | 0 | 1,198,000 | 2,537,000 | 3,882,000 |
| Provision for loan losses | 0 | 50,000 | 772,000 | 2,259,000 |
| Pretax income | 0 | 280,000 | -117,000 | -1,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 280,000 | -117,000 | -1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,367,000 | 8,109,000 | 7,741,000 | 6,478,000 |
| Total capital | 7,367,000 | 8,168,000 | 8,289,000 | 7,516,000 |
| Risk-weighted assets | 89,657,000 | 85,127,000 | 83,744,000 | 83,026,000 |
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