Call reports 2025
HONOR BANK — 2025
What HONOR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 410,211,000 | 421,258,000 | 431,998,000 | 416,761,000 |
| Total loans | 328,383,000 | 335,319,000 | 337,447,000 | 334,933,000 |
| Allowance for loan losses | 4,098,000 | 4,184,000 | 4,215,000 | 5,191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,352,000 | 41,785,000 | 42,108,000 | 41,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,837,000 | 367,777,000 | 389,174,000 | 374,413,000 |
| Interest-bearing deposits | 266,888,000 | 258,380,000 | 276,166,000 | 267,696,000 |
| Noninterest-bearing deposits | 98,949,000 | 109,397,000 | 113,008,000 | 106,717,000 |
| Equity capital | 38,482,000 | 39,494,000 | 40,496,000 | 40,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,190,000 | 10,623,000 | 16,290,000 | 22,111,000 |
| Interest expense | 1,420,000 | 3,023,000 | 4,590,000 | 6,089,000 |
| Net interest income | 3,770,000 | 7,600,000 | 11,700,000 | 16,022,000 |
| Noninterest income | 592,000 | 1,215,000 | 1,939,000 | 2,754,000 |
| Noninterest expense | 2,839,000 | 5,658,000 | 8,601,000 | 11,486,000 |
| Provision for loan losses | 63,000 | 118,000 | 142,000 | 1,144,000 |
| Pretax income | 1,512,000 | 3,094,000 | 4,855,000 | 6,170,000 |
| Income tax | 306,000 | 627,000 | 985,000 | 1,195,000 |
| Net income | 1,206,000 | 2,467,000 | 3,870,000 | 4,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,482,000 | 39,494,000 | 40,496,000 | 40,102,000 |
| Total capital | 42,600,000 | 43,698,000 | 44,777,000 | 44,332,000 |
| Risk-weighted assets | 329,101,000 | 336,010,000 | 342,091,000 | 337,051,000 |
Machine access — free, no API key
Every figure shown here about HONOR BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.