Call reports 2023
HONOR BANK — 2023
What HONOR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 380,042,000 | 381,781,000 | 387,220,000 | 377,223,000 |
| Total loans | 278,458,000 | 283,163,000 | 286,612,000 | 292,217,000 |
| Allowance for loan losses | 3,598,000 | 3,735,000 | 3,756,000 | 3,806,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,780,000 | 43,430,000 | 42,087,000 | 43,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,238,000 | 336,800,000 | 350,668,000 | 340,537,000 |
| Interest-bearing deposits | 211,323,000 | 204,847,000 | 217,416,000 | 224,727,000 |
| Noninterest-bearing deposits | 119,915,000 | 131,953,000 | 133,252,000 | 115,810,000 |
| Equity capital | 31,839,000 | 32,902,000 | 34,140,000 | 34,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,828,000 | 7,969,000 | 12,446,000 | 16,905,000 |
| Interest expense | 324,000 | 1,043,000 | 1,912,000 | 2,849,000 |
| Net interest income | 3,504,000 | 6,926,000 | 10,534,000 | 14,056,000 |
| Noninterest income | 609,000 | 1,294,000 | 2,035,000 | 2,698,000 |
| Noninterest expense | 2,393,000 | 4,979,000 | 7,579,000 | 10,224,000 |
| Provision for loan losses | 87,000 | 88,000 | 45,000 | 94,000 |
| Pretax income | 1,581,000 | 3,101,000 | 4,843,000 | 6,380,000 |
| Income tax | 319,000 | 627,000 | 981,000 | 1,271,000 |
| Net income | 1,262,000 | 2,474,000 | 3,862,000 | 5,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,839,000 | 32,902,000 | 34,140,000 | 34,687,000 |
| Total capital | 35,477,000 | 36,575,000 | 37,861,000 | 38,439,000 |
| Risk-weighted assets | 290,645,000 | 293,327,000 | 297,148,000 | 299,639,000 |