Call reports 2022
HONOR BANK — 2022
What HONOR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 365,763,000 | 382,122,000 | 378,493,000 | 370,352,000 |
| Total loans | 238,690,000 | 244,930,000 | 255,897,000 | 274,502,000 |
| Allowance for loan losses | 3,177,000 | 3,262,000 | 3,373,000 | 3,557,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,769,000 | 39,360,000 | 42,638,000 | 47,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,016,000 | 351,052,000 | 346,215,000 | 337,268,000 |
| Interest-bearing deposits | 222,312,000 | 205,275,000 | 201,770,000 | 198,447,000 |
| Noninterest-bearing deposits | 112,704,000 | 145,777,000 | 144,445,000 | 138,821,000 |
| Equity capital | 29,204,000 | 30,085,000 | 31,099,000 | 31,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,893,000 | 9,236,000 | 12,931,000 |
| Interest expense | 57,000 | 112,000 | 165,000 | 236,000 |
| Net interest income | 2,831,000 | 5,781,000 | 9,071,000 | 12,695,000 |
| Noninterest income | 797,000 | 1,520,000 | 2,273,000 | 2,926,000 |
| Noninterest expense | 2,399,000 | 4,717,000 | 7,224,000 | 9,721,000 |
| Provision for loan losses | 117,000 | 184,000 | 275,000 | 485,000 |
| Pretax income | 1,112,000 | 2,400,000 | 3,845,000 | 5,415,000 |
| Income tax | 221,000 | 478,000 | 769,000 | 1,057,000 |
| Net income | 891,000 | 1,922,000 | 3,076,000 | 4,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,204,000 | 30,085,000 | 31,099,000 | 31,681,000 |
| Total capital | 32,381,000 | 33,347,000 | 34,472,000 | 35,238,000 |
| Risk-weighted assets | 258,578,000 | 269,724,000 | 273,904,000 | 284,703,000 |