Call reports 2021
HONOR BANK — 2021
What HONOR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 324,219,000 | 340,106,000 | 347,521,000 | 359,289,000 |
| Total loans | 253,999,000 | 249,035,000 | 243,656,000 | 246,461,000 |
| Allowance for loan losses | 3,025,000 | 3,059,000 | 3,200,000 | 3,051,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,146,000 | 20,263,000 | 24,025,000 | 30,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,573,000 | 310,377,000 | 316,686,000 | 328,369,000 |
| Interest-bearing deposits | 193,855,000 | 194,526,000 | 199,955,000 | 211,298,000 |
| Noninterest-bearing deposits | 100,718,000 | 115,851,000 | 116,731,000 | 117,071,000 |
| Equity capital | 27,042,000 | 28,000,000 | 29,003,000 | 28,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,957,000 | 5,820,000 | 8,748,000 | 11,512,000 |
| Interest expense | 72,000 | 143,000 | 210,000 | 271,000 |
| Net interest income | 2,885,000 | 5,677,000 | 8,538,000 | 11,241,000 |
| Noninterest income | 1,072,000 | 2,172,000 | 3,181,000 | 4,025,000 |
| Noninterest expense | 2,012,000 | 4,240,000 | 6,626,000 | 9,108,000 |
| Provision for loan losses | 91,000 | 95,000 | 230,000 | 333,000 |
| Pretax income | 1,854,000 | 3,514,000 | 4,863,000 | 5,825,000 |
| Income tax | 377,000 | 709,000 | 975,000 | 1,147,000 |
| Net income | 1,477,000 | 2,805,000 | 3,888,000 | 4,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,042,000 | 28,000,000 | 29,003,000 | 28,893,000 |
| Total capital | 29,926,000 | 30,888,000 | 32,017,000 | 31,944,000 |
| Risk-weighted assets | 230,571,000 | 230,840,000 | 240,942,000 | 251,503,000 |