Call reports 2020
HONOR BANK — 2020
What HONOR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 244,359,000 | 278,503,000 | 292,186,000 | 295,566,000 |
| Total loans | 199,513,000 | 233,930,000 | 244,674,000 | 239,060,000 |
| Allowance for loan losses | 2,762,000 | 3,371,000 | 3,915,000 | 2,932,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,817,000 | 16,826,000 | 16,100,000 | 17,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,031,000 | 247,161,000 | 265,132,000 | 268,496,000 |
| Interest-bearing deposits | 156,427,000 | 165,464,000 | 172,971,000 | 179,921,000 |
| Noninterest-bearing deposits | 52,604,000 | 81,697,000 | 92,161,000 | 88,575,000 |
| Equity capital | 23,445,000 | 24,100,000 | 25,066,000 | 25,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,622,000 | 5,345,000 | 8,203,000 | 11,218,000 |
| Interest expense | 265,000 | 418,000 | 536,000 | 619,000 |
| Net interest income | 2,357,000 | 4,927,000 | 7,667,000 | 10,599,000 |
| Noninterest income | 700,000 | 1,597,000 | 2,868,000 | 4,043,000 |
| Noninterest expense | 2,270,000 | 4,221,000 | 6,421,000 | 8,721,000 |
| Provision for loan losses | 255,000 | 857,000 | 1,460,000 | 1,812,000 |
| Pretax income | 532,000 | 1,446,000 | 2,654,000 | 4,107,000 |
| Income tax | 100,000 | 259,000 | 501,000 | 805,000 |
| Net income | 432,000 | 1,187,000 | 2,153,000 | 3,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,445,000 | 24,100,000 | 25,066,000 | 25,565,000 |
| Total capital | 26,078,000 | 26,699,000 | 27,782,000 | 28,332,000 |
| Risk-weighted assets | 210,580,000 | 207,169,000 | 216,111,000 | 221,203,000 |