Call reports 2019
HONOR BANK — 2019
What HONOR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 238,905,000 | 242,756,000 | 249,228,000 | 242,914,000 |
| Total loans | 192,687,000 | 197,681,000 | 193,208,000 | 195,932,000 |
| Allowance for loan losses | 2,424,000 | 2,500,000 | 2,475,000 | 2,491,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,117,000 | 22,182,000 | 22,984,000 | 20,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,774,000 | 211,483,000 | 219,397,000 | 213,341,000 |
| Interest-bearing deposits | 162,073,000 | 160,873,000 | 160,547,000 | 157,305,000 |
| Noninterest-bearing deposits | 45,701,000 | 50,610,000 | 58,850,000 | 56,036,000 |
| Equity capital | 21,680,000 | 22,126,000 | 22,949,000 | 23,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,273,000 | 8,041,000 | 10,808,000 |
| Interest expense | 263,000 | 566,000 | 888,000 | 1,183,000 |
| Net interest income | 2,346,000 | 4,707,000 | 7,153,000 | 9,625,000 |
| Noninterest income | 562,000 | 1,244,000 | 2,039,000 | 2,813,000 |
| Noninterest expense | 2,161,000 | 4,366,000 | 6,567,000 | 8,987,000 |
| Provision for loan losses | 71,000 | 146,000 | 162,000 | 247,000 |
| Pretax income | 676,000 | 1,439,000 | 2,463,000 | 3,204,000 |
| Income tax | 128,000 | 275,000 | 476,000 | 603,000 |
| Net income | 548,000 | 1,164,000 | 1,987,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,680,000 | 22,126,000 | 22,949,000 | 23,313,000 |
| Total capital | 24,104,000 | 24,626,000 | 25,424,000 | 25,804,000 |
| Risk-weighted assets | 202,744,000 | 208,144,000 | 205,215,000 | 209,457,000 |