Call reports 2018
HONOR BANK — 2018
What HONOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,365,000 | 238,144,000 | 244,774,000 | 236,123,000 |
| Total loans | 181,929,000 | 183,621,000 | 190,332,000 | 193,720,000 |
| Allowance for loan losses | 1,999,000 | 2,082,000 | 2,228,000 | 2,414,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,749,000 | 21,572,000 | 24,932,000 | 24,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,830,000 | 208,754,000 | 214,009,000 | 203,812,000 |
| Interest-bearing deposits | 165,838,000 | 162,346,000 | 162,409,000 | 156,572,000 |
| Noninterest-bearing deposits | 40,992,000 | 46,408,000 | 51,600,000 | 47,240,000 |
| Equity capital | 20,085,000 | 20,496,000 | 21,011,000 | 21,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 4,927,000 | 7,546,000 | 10,194,000 |
| Interest expense | 207,000 | 430,000 | 658,000 | 905,000 |
| Net interest income | 2,202,000 | 4,497,000 | 6,888,000 | 9,289,000 |
| Noninterest income | 494,000 | 1,076,000 | 1,772,000 | 2,391,000 |
| Noninterest expense | 2,025,000 | 4,109,000 | 6,204,000 | 8,306,000 |
| Provision for loan losses | 138,000 | 276,000 | 418,000 | 662,000 |
| Pretax income | 533,000 | 1,188,000 | 2,038,000 | 2,712,000 |
| Income tax | 98,000 | 222,000 | 386,000 | 529,000 |
| Net income | 435,000 | 966,000 | 1,652,000 | 2,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,039,000 | 20,450,000 | 20,965,000 | 21,376,000 |
| Total capital | 22,038,000 | 22,532,000 | 23,193,000 | 23,790,000 |
| Risk-weighted assets | 190,570,000 | 193,247,000 | 199,905,000 | 200,620,000 |