Call reports 2017
HONOR BANK — 2017
What HONOR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,447,000 | 216,949,000 | 230,067,000 | 226,982,000 |
| Total loans | 174,619,000 | 175,813,000 | 178,509,000 | 180,148,000 |
| Allowance for loan losses | 1,858,000 | 1,884,000 | 2,004,000 | 1,875,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,311,000 | 19,252,000 | 20,012,000 | 20,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,948,000 | 188,751,000 | 201,200,000 | 198,400,000 |
| Interest-bearing deposits | 151,015,000 | 147,666,000 | 156,413,000 | 155,482,000 |
| Noninterest-bearing deposits | 36,933,000 | 41,085,000 | 44,787,000 | 42,918,000 |
| Equity capital | 19,151,000 | 19,345,000 | 19,669,000 | 19,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,513,000 | 6,884,000 | 9,341,000 |
| Interest expense | 146,000 | 320,000 | 508,000 | 706,000 |
| Net interest income | 2,085,000 | 4,193,000 | 6,376,000 | 8,635,000 |
| Noninterest income | 472,000 | 1,013,000 | 1,665,000 | 2,163,000 |
| Noninterest expense | 1,955,000 | 4,073,000 | 6,144,000 | 8,144,000 |
| Provision for loan losses | 130,000 | 214,000 | 347,000 | 475,000 |
| Pretax income | 472,000 | 919,000 | 1,550,000 | 2,179,000 |
| Income tax | 136,000 | 263,000 | 438,000 | 767,000 |
| Net income | 336,000 | 656,000 | 1,112,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,068,000 | 19,262,000 | 19,586,000 | 19,810,000 |
| Total capital | 20,926,000 | 21,146,000 | 21,590,000 | 21,685,000 |
| Risk-weighted assets | 179,669,000 | 182,942,000 | 185,116,000 | 187,602,000 |