Call reports 2025
FIRST BANK CHICAGO — 2025
What FIRST BANK CHICAGO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,970,410,000 | 2,024,099,000 | 2,090,794,000 | 2,184,037,000 |
| Total loans | 1,331,311,000 | 1,371,950,000 | 1,416,579,000 | 1,501,124,000 |
| Allowance for loan losses | 11,394,000 | 11,877,000 | 12,713,000 | 12,432,000 |
| Securities available for sale | 22,473,000 | 22,627,000 | 22,875,000 | 21,011,000 |
| Securities held to maturity | 427,000,000 | 426,919,000 | 425,834,000 | 423,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,630,180,000 | 1,616,493,000 | 1,640,105,000 | 1,720,509,000 |
| Interest-bearing deposits | 1,506,503,000 | 1,490,600,000 | 1,513,985,000 | 1,603,280,000 |
| Noninterest-bearing deposits | 123,677,000 | 125,893,000 | 126,120,000 | 117,229,000 |
| Equity capital | 187,447,000 | 186,569,000 | 187,118,000 | 195,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,688,000 | 48,115,000 | 73,287,000 | 99,462,000 |
| Interest expense | 15,147,000 | 30,452,000 | 46,120,000 | 61,642,000 |
| Net interest income | 8,541,000 | 17,663,000 | 27,167,000 | 37,820,000 |
| Noninterest income | 661,000 | 1,413,000 | 2,228,000 | 3,287,000 |
| Noninterest expense | 8,820,000 | 17,377,000 | 25,967,000 | 34,769,000 |
| Provision for loan losses | 188,000 | 376,000 | 945,000 | 1,535,000 |
| Pretax income | -62,000 | 719,000 | 2,522,000 | 5,004,000 |
| Income tax | -297,000 | -315,000 | -76,000 | 250,000 |
| Net income | 235,000 | 1,034,000 | 2,598,000 | 4,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,696,000 | 188,446,000 | 186,280,000 | 195,088,000 |