Call reports 2013

BANK OF OSWEGO, THE — 2013

Name: BANK OF OSWEGO, THE — FFIEC call report 2013
Creator: BANK OF OSWEGO, THE

What BANK OF OSWEGO, THE reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/666b3685-3d74-4861-a023-0bf1b24f41c4/2013

Balance sheet

What the bank holds and owes at quarter end

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Total assets	126,993,000	115,198,000	118,026,000	109,434,000
Total loans	85,867,000	74,021,000	67,217,000	60,401,000
Allowance for loan losses	3,018,000	2,717,000	2,362,000	2,026,000
Securities available for sale	3,001,000	3,475,000	9,120,000	10,208,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	111,454,000	100,145,000	104,144,000	97,418,000
Interest-bearing deposits	89,755,000	79,936,000	75,658,000	72,059,000
Noninterest-bearing deposits	21,699,000	20,209,000	28,486,000	25,360,000
Equity capital	12,444,000	12,181,000	11,592,000	9,880,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Interest income	1,283,000	2,464,000	3,516,000	4,616,000
Interest expense	81,000	150,000	212,000	271,000
Net interest income	1,202,000	2,314,000	3,304,000	4,345,000
Noninterest income	112,000	187,000	316,000	405,000
Noninterest expense	1,186,000	2,580,000	4,009,000	5,453,000
Provision for loan losses	0	200,000	795,000	908,000
Pretax income	128,000	-279,000	-1,184,000	-1,611,000
Income tax	52,000	-106,000	-448,000	-609,000
Net income	76,000	-173,000	-736,000	-2,382,000

Basel measures — not reported for every quarter

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Tier 1 capital	10,793,000	10,381,000	9,296,000	8,873,000
Total capital	11,976,000	11,432,000	10,298,000	9,784,000
Risk-weighted assets	92,793,000	82,381,000	78,779,000	71,745,000