Call reports 2006
BANK OF OSWEGO, THE — 2006
What BANK OF OSWEGO, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,575,000 | 33,911,000 | 38,732,000 | 43,564,000 |
| Total loans | 19,389,000 | 27,205,000 | 32,390,000 | 36,380,000 |
| Allowance for loan losses | 375,000 | 460,000 | 510,000 | 535,000 |
| Securities available for sale | 4,944,000 | 4,936,000 | 4,460,000 | 3,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,819,000 | 20,894,000 | 25,359,000 | 30,817,000 |
| Interest-bearing deposits | 15,089,000 | 16,698,000 | 21,984,000 | 26,314,000 |
| Noninterest-bearing deposits | 3,730,000 | 4,196,000 | 3,374,000 | 4,503,000 |
| Equity capital | 10,654,000 | 10,563,000 | 10,503,000 | 10,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 1,129,000 | 1,879,000 | 2,712,000 |
| Interest expense | 100,000 | 251,000 | 482,000 | 748,000 |
| Net interest income | 352,000 | 878,000 | 1,397,000 | 1,964,000 |
| Noninterest income | 41,000 | 56,000 | 76,000 | 96,000 |
| Noninterest expense | 587,000 | 1,127,000 | 1,691,000 | 2,350,000 |
| Provision for loan losses | 75,000 | 160,000 | 210,000 | 235,000 |
| Pretax income | -269,000 | -353,000 | -428,000 | -525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -269,000 | -353,000 | -428,000 | -525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,654,000 | 10,601,000 | 10,526,000 | 10,497,000 |
| Total capital | 10,940,000 | 10,977,000 | 10,967,000 | 10,994,000 |
| Risk-weighted assets | 22,753,000 | 29,985,000 | 35,216,000 | 39,714,000 |
Machine access — free, no API key
Every figure shown here about BANK OF OSWEGO, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.