Call reports 2005
BANK OF OSWEGO, THE — 2005
What BANK OF OSWEGO, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,046,000 | 20,046,000 | 23,089,000 | 24,160,000 |
| Total loans | 3,957,000 | 5,076,000 | 10,604,000 | 15,663,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 300,000 |
| Securities available for sale | 975,000 | 3,490,000 | 4,473,000 | 4,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,643,000 | 8,994,000 | 11,594,000 | 13,132,000 |
| Interest-bearing deposits | 6,227,000 | 7,814,000 | 9,731,000 | 11,180,000 |
| Noninterest-bearing deposits | 416,000 | 1,180,000 | 1,863,000 | 1,951,000 |
| Equity capital | 11,402,000 | 11,045,000 | 11,113,000 | 10,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 292,000 | 560,000 | 925,000 |
| Interest expense | 26,000 | 62,000 | 113,000 | 181,000 |
| Net interest income | 95,000 | 230,000 | 447,000 | 744,000 |
| Noninterest income | 2,000 | 10,000 | 18,000 | 29,000 |
| Noninterest expense | 530,000 | 1,067,000 | 1,621,000 | 2,249,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 200,000 |
| Pretax income | -558,000 | -952,000 | -1,281,000 | -1,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -558,000 | -952,000 | -1,281,000 | -1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,402,000 | 11,045,000 | 11,125,000 | 10,955,000 |
| Total capital | 11,504,000 | 11,163,000 | 11,306,000 | 11,189,000 |
| Risk-weighted assets | 8,031,000 | 9,297,000 | 14,414,000 | 18,691,000 |
Machine access — free, no API key
Every figure shown here about BANK OF OSWEGO, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.