Call reports 2017
BEAR STATE BANK — 2017
What BEAR STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,172,704,000 | 2,238,314,000 | 2,240,357,000 | 2,160,299,000 |
| Total loans | 1,642,540,000 | 1,666,190,000 | 1,718,403,000 | 1,677,053,000 |
| Allowance for loan losses | 16,821,000 | 17,083,000 | 18,682,000 | 18,992,000 |
| Securities available for sale | 208,035,000 | 211,038,000 | 205,392,000 | 196,806,000 |
| Securities held to maturity | 42,458,000 | 42,953,000 | 42,879,000 | 42,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,671,437,000 | 1,704,299,000 | 1,592,026,000 | 1,502,594,000 |
| Interest-bearing deposits | 1,447,409,000 | 1,447,770,000 | 1,357,352,000 | 1,282,106,000 |
| Noninterest-bearing deposits | 224,028,000 | 256,529,000 | 234,674,000 | 220,488,000 |
| Equity capital | 248,547,000 | 254,665,000 | 259,230,000 | 262,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,048,000 | 42,202,000 | 64,295,000 | 86,266,000 |
| Interest expense | 2,086,000 | 4,467,000 | 7,317,000 | 10,287,000 |
| Net interest income | 18,962,000 | 37,735,000 | 56,978,000 | 75,979,000 |
| Noninterest income | 4,201,000 | 8,685,000 | 12,834,000 | 17,407,000 |
| Noninterest expense | 13,025,000 | 25,190,000 | 37,736,000 | 49,840,000 |
| Provision for loan losses | 1,349,000 | 2,171,000 | 4,034,000 | 4,498,000 |
| Pretax income | 8,800,000 | 19,107,000 | 28,090,000 | 39,096,000 |
| Income tax | 2,944,000 | 6,204,000 | 9,072,000 | 14,568,000 |
| Net income | 5,856,000 | 12,903,000 | 19,018,000 | 24,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,974,000 | 207,090,000 | 211,433,000 | 215,259,000 |
| Total capital | 217,795,000 | 224,173,000 | 230,115,000 | 234,251,000 |
| Risk-weighted assets | 1,790,692,000 | 1,811,906,000 | 1,857,139,000 | 1,811,634,000 |