Call reports 2016
BEAR STATE BANK — 2016
What BEAR STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,918,917,000 | 1,986,246,000 | 2,003,747,000 | 2,051,121,000 |
| Total loans | 1,467,691,000 | 1,498,557,000 | 1,529,161,000 | 1,565,343,000 |
| Allowance for loan losses | 14,866,000 | 14,751,000 | 15,112,000 | 15,584,000 |
| Securities available for sale | 185,143,000 | 191,511,000 | 186,319,000 | 188,476,000 |
| Securities held to maturity | 0 | 1,038,000 | 11,352,000 | 26,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,612,674,000 | 1,642,248,000 | 1,654,838,000 | 1,645,462,000 |
| Interest-bearing deposits | 1,394,975,000 | 1,385,744,000 | 1,413,873,000 | 1,421,405,000 |
| Noninterest-bearing deposits | 217,699,000 | 256,504,000 | 240,965,000 | 224,057,000 |
| Equity capital | 241,913,000 | 246,812,000 | 250,047,000 | 250,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,790,000 | 37,327,000 | 56,175,000 | 75,385,000 |
| Interest expense | 1,701,000 | 3,486,000 | 5,328,000 | 7,269,000 |
| Net interest income | 17,089,000 | 33,841,000 | 50,847,000 | 68,116,000 |
| Noninterest income | 3,533,000 | 7,814,000 | 12,461,000 | 16,813,000 |
| Noninterest expense | 14,845,000 | 29,002,000 | 42,084,000 | 55,175,000 |
| Provision for loan losses | 489,000 | 1,022,000 | 1,665,000 | 2,516,000 |
| Pretax income | 5,286,000 | 11,629,000 | 19,578,000 | 27,257,000 |
| Income tax | 1,630,000 | 2,840,000 | 5,401,000 | 7,992,000 |
| Net income | 3,656,000 | 8,789,000 | 14,177,000 | 19,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,498,000 | 196,168,000 | 200,920,000 | 204,319,000 |
| Total capital | 206,364,000 | 210,919,000 | 216,032,000 | 219,903,000 |
| Risk-weighted assets | 1,604,599,000 | 1,624,190,000 | 1,641,082,000 | 1,688,968,000 |