Call reports 2013
BEAR STATE BANK — 2013
What BEAR STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 711,057,000 | 695,313,000 | 690,788,000 | 681,901,000 |
| Total loans | 391,232,000 | 397,789,000 | 389,897,000 | 398,144,000 |
| Allowance for loan losses | 9,151,000 | 9,055,000 | 8,975,000 | 8,913,000 |
| Securities available for sale | 123,446,000 | 151,028,000 | 132,014,000 | 121,951,000 |
| Securities held to maturity | 1,177,000 | 923,000 | 882,000 | 877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,582,000 | 533,725,000 | 527,708,000 | 521,473,000 |
| Interest-bearing deposits | 427,992,000 | 420,867,000 | 415,844,000 | 409,989,000 |
| Noninterest-bearing deposits | 118,590,000 | 112,858,000 | 111,864,000 | 111,484,000 |
| Equity capital | 116,202,000 | 117,681,000 | 119,860,000 | 120,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,014,000 | 11,810,000 | 17,561,000 | 23,166,000 |
| Interest expense | 694,000 | 1,365,000 | 2,002,000 | 2,615,000 |
| Net interest income | 5,320,000 | 10,445,000 | 15,559,000 | 20,551,000 |
| Noninterest income | 1,146,000 | 2,315,000 | 4,736,000 | 5,910,000 |
| Noninterest expense | 3,814,000 | 7,628,000 | 11,713,000 | 15,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,652,000 | 5,132,000 | 8,582,000 | 10,856,000 |
| Income tax | 1,000,000 | 1,979,000 | 3,285,000 | 4,142,000 |
| Net income | 1,652,000 | 3,153,000 | 5,297,000 | 6,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,814,000 | 72,337,000 | 74,482,000 | 74,698,000 |
| Total capital | 76,528,000 | 77,648,000 | 79,644,000 | 79,892,000 |
| Risk-weighted assets | 456,411,000 | 423,903,000 | 409,150,000 | 411,770,000 |