Call reports 2012
BEAR STATE BANK — 2012
What BEAR STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 731,658,000 | 726,203,000 | 716,127,000 | 723,689,000 |
| Total loans | 405,067,000 | 401,537,000 | 401,168,000 | 397,893,000 |
| Allowance for loan losses | 9,398,000 | 9,384,000 | 9,160,000 | 9,113,000 |
| Securities available for sale | 113,768,000 | 149,646,000 | 129,927,000 | 131,908,000 |
| Securities held to maturity | 749,000 | 959,000 | 1,339,000 | 1,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,478,000 | 552,716,000 | 542,570,000 | 560,509,000 |
| Interest-bearing deposits | 438,854,000 | 440,680,000 | 426,452,000 | 425,483,000 |
| Noninterest-bearing deposits | 117,624,000 | 112,036,000 | 116,118,000 | 135,026,000 |
| Equity capital | 122,894,000 | 123,521,000 | 123,840,000 | 114,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,376,000 | 12,623,000 | 18,766,000 | 24,799,000 |
| Interest expense | 900,000 | 1,736,000 | 2,523,000 | 3,267,000 |
| Net interest income | 5,476,000 | 10,887,000 | 16,243,000 | 21,532,000 |
| Noninterest income | 1,594,000 | 2,872,000 | 4,120,000 | 5,526,000 |
| Noninterest expense | 4,118,000 | 8,044,000 | 11,702,000 | 15,595,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 2,802,000 | 5,415,000 | 8,361,000 | 11,163,000 |
| Income tax | 1,066,000 | 2,068,000 | 3,184,000 | 4,247,000 |
| Net income | 1,736,000 | 3,347,000 | 5,177,000 | 6,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,261,000 | 77,938,000 | 78,292,000 | 69,097,000 |
| Total capital | 82,587,000 | 83,286,000 | 83,608,000 | 74,348,000 |
| Risk-weighted assets | 422,006,000 | 426,400,000 | 422,241,000 | 418,236,000 |