Call reports 2011
BEAR STATE BANK — 2011
What BEAR STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 670,920,000 | 665,967,000 | 731,459,000 | 718,802,000 |
| Total loans | 393,051,000 | 380,013,000 | 409,969,000 | 407,419,000 |
| Allowance for loan losses | 8,684,000 | 8,731,000 | 9,399,000 | 9,304,000 |
| Securities available for sale | 122,402,000 | 159,891,000 | 190,963,000 | 132,139,000 |
| Securities held to maturity | 465,000 | 730,000 | 944,000 | 758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,757,000 | 498,564,000 | 553,221,000 | 547,740,000 |
| Interest-bearing deposits | 413,170,000 | 395,513,000 | 442,613,000 | 439,839,000 |
| Noninterest-bearing deposits | 100,587,000 | 103,051,000 | 110,608,000 | 107,901,000 |
| Equity capital | 111,372,000 | 112,916,000 | 125,663,000 | 121,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,091,000 | 12,353,000 | 20,622,000 | 27,226,000 |
| Interest expense | 1,044,000 | 2,111,000 | 3,463,000 | 4,437,000 |
| Net interest income | 5,047,000 | 10,242,000 | 17,159,000 | 22,789,000 |
| Noninterest income | 1,141,000 | 2,225,000 | 3,860,000 | 5,243,000 |
| Noninterest expense | 3,805,000 | 7,542,000 | 12,639,000 | 16,159,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,233,000 | 4,625,000 | 7,930,000 | 11,273,000 |
| Income tax | 851,000 | 1,775,000 | 3,012,000 | 4,282,000 |
| Net income | 1,382,000 | 2,850,000 | 4,918,000 | 6,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,829,000 | 69,363,000 | 79,881,000 | 74,976,000 |
| Total capital | 73,040,000 | 74,495,000 | 85,540,000 | 80,327,000 |
| Risk-weighted assets | 415,512,000 | 406,672,000 | 448,978,000 | 424,142,000 |