Call reports 2010
BEAR STATE BANK — 2010
What BEAR STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 671,015,000 | 669,211,000 | 657,888,000 | 653,397,000 |
| Total loans | 427,395,000 | 413,994,000 | 397,125,000 | 395,429,000 |
| Allowance for loan losses | 8,347,000 | 8,488,000 | 8,446,000 | 8,569,000 |
| Securities available for sale | 114,124,000 | 111,586,000 | 110,356,000 | 138,119,000 |
| Securities held to maturity | 759,000 | 647,000 | 622,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,234,000 | 507,916,000 | 497,164,000 | 497,172,000 |
| Interest-bearing deposits | 409,207,000 | 408,520,000 | 401,610,000 | 401,436,000 |
| Noninterest-bearing deposits | 100,027,000 | 99,396,000 | 95,554,000 | 95,735,000 |
| Equity capital | 109,638,000 | 111,085,000 | 112,600,000 | 109,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,083,000 | 14,103,000 | 20,937,000 | 27,481,000 |
| Interest expense | 1,523,000 | 2,956,000 | 4,280,000 | 5,459,000 |
| Net interest income | 5,560,000 | 11,147,000 | 16,657,000 | 22,022,000 |
| Noninterest income | 1,207,000 | 2,479,000 | 3,641,000 | 4,810,000 |
| Noninterest expense | 3,949,000 | 7,837,000 | 11,759,000 | 15,827,000 |
| Provision for loan losses | 550,000 | 1,100,000 | 1,250,000 | 1,400,000 |
| Pretax income | 2,268,000 | 4,689,000 | 7,289,000 | 9,605,000 |
| Income tax | 847,000 | 1,761,000 | 2,735,000 | 3,604,000 |
| Net income | 1,421,000 | 2,928,000 | 4,554,000 | 6,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,605,000 | 67,179,000 | 68,870,000 | 66,383,000 |
| Total capital | 71,195,000 | 72,628,000 | 74,119,000 | 71,323,000 |
| Risk-weighted assets | 443,659,000 | 432,899,000 | 416,350,000 | 390,839,000 |