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Call reports 2006

BEAR STATE BANK — 2006

What BEAR STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6641f449-4e0a-4b02-b42d-b369949cc852/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets399,616,000401,782,000399,159,000402,642,000
Total loans242,434,000243,350,000248,142,000253,374,000
Allowance for loan losses4,377,0004,371,0004,383,0004,357,000
Securities available for sale80,645,00080,541,00078,164,00068,400,000
Securities held to maturity1,314,0001,271,0001,251,0001,190,000
Trading assets0000
Total deposits284,795,000283,031,000282,209,000287,276,000
Interest-bearing deposits235,335,000227,354,000223,330,000226,750,000
Noninterest-bearing deposits49,460,00055,677,00058,879,00060,526,000
Equity capital76,919,00077,981,00075,529,00076,755,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income5,380,00010,911,00016,665,00022,542,000
Interest expense1,732,0003,612,0005,639,0007,760,000
Net interest income3,648,0007,299,00011,026,00014,782,000
Noninterest income602,0001,245,0001,914,0002,590,000
Noninterest expense2,344,0004,722,0007,172,0009,838,000
Provision for loan losses132,000132,000132,000132,000
Pretax income1,774,0003,690,0005,636,0007,402,000
Income tax651,0001,336,0002,030,0002,654,000
Net income1,123,0002,354,0003,606,0004,748,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital34,678,00035,910,00032,965,00032,648,000
Total capital37,701,00038,933,00036,072,00035,821,000
Risk-weighted assets241,057,000240,555,000248,364,000253,655,000

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