Call reports 2005
BEAR STATE BANK — 2005
What BEAR STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 186,791,000 | 403,281,000 | 404,107,000 | 405,074,000 |
| Total loans | 141,164,000 | 258,853,000 | 260,743,000 | 246,860,000 |
| Allowance for loan losses | 2,172,000 | 4,055,000 | 4,160,000 | 4,224,000 |
| Securities available for sale | 26,765,000 | 55,279,000 | 62,735,000 | 72,261,000 |
| Securities held to maturity | 2,382,000 | 18,433,000 | 7,621,000 | 2,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,878,000 | 282,119,000 | 279,951,000 | 283,808,000 |
| Interest-bearing deposits | 113,873,000 | 238,219,000 | 234,115,000 | 234,073,000 |
| Noninterest-bearing deposits | 21,005,000 | 43,900,000 | 45,836,000 | 49,735,000 |
| Equity capital | 14,761,000 | 78,815,000 | 79,965,000 | 81,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 3,338,000 | 8,432,000 | 13,904,000 |
| Interest expense | 741,000 | 994,000 | 2,505,000 | 4,097,000 |
| Net interest income | 1,811,000 | 2,344,000 | 5,927,000 | 9,807,000 |
| Noninterest income | 343,000 | 503,000 | 1,146,000 | 1,888,000 |
| Noninterest expense | 1,165,000 | 1,536,000 | 3,828,000 | 6,158,000 |
| Provision for loan losses | 90,000 | 88,000 | 220,000 | 352,000 |
| Pretax income | 899,000 | 1,223,000 | 3,025,000 | 5,185,000 |
| Income tax | 333,000 | 414,000 | 1,077,000 | 1,904,000 |
| Net income | 566,000 | 809,000 | 1,948,000 | 3,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,639,000 | 34,034,000 | 35,222,000 | 36,637,000 |
| Total capital | 16,349,000 | 37,218,000 | 38,177,000 | 39,641,000 |
| Risk-weighted assets | 136,349,000 | 253,820,000 | 235,200,000 | 239,187,000 |
Machine access — free, no API key
Every figure shown here about BEAR STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.