Call reports 2003
BEAR STATE BANK — 2003
What BEAR STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 137,785,000 | 149,299,000 | 157,467,000 | 169,774,000 |
| Total loans | 107,424,000 | 116,650,000 | 117,371,000 | 120,837,000 |
| Allowance for loan losses | 1,648,000 | 1,671,000 | 1,741,000 | 1,787,000 |
| Securities available for sale | 6,946,000 | 10,638,000 | 20,341,000 | 27,239,000 |
| Securities held to maturity | 5,091,000 | 4,981,000 | 4,799,000 | 4,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,997,000 | 112,859,000 | 118,749,000 | 129,602,000 |
| Interest-bearing deposits | 88,856,000 | 98,351,000 | 102,727,000 | 111,616,000 |
| Noninterest-bearing deposits | 14,141,000 | 14,508,000 | 16,022,000 | 17,986,000 |
| Equity capital | 17,884,000 | 18,294,000 | 18,668,000 | 19,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,034,000 | 4,142,000 | 6,307,000 | 8,522,000 |
| Interest expense | 691,000 | 1,390,000 | 2,080,000 | 2,771,000 |
| Net interest income | 1,343,000 | 2,752,000 | 4,227,000 | 5,751,000 |
| Noninterest income | 288,000 | 565,000 | 927,000 | 1,194,000 |
| Noninterest expense | 1,020,000 | 2,072,000 | 3,179,000 | 4,334,000 |
| Provision for loan losses | 69,000 | 138,000 | 210,000 | 285,000 |
| Pretax income | 542,000 | 1,107,000 | 1,765,000 | 2,326,000 |
| Income tax | 196,000 | 399,000 | 644,000 | 865,000 |
| Net income | 346,000 | 708,000 | 1,121,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,373,000 | 17,735,000 | 18,148,000 | 18,488,000 |
| Total capital | 18,640,000 | 19,082,000 | 19,531,000 | 19,938,000 |
| Risk-weighted assets | 101,313,000 | 107,402,000 | 110,713,000 | 115,908,000 |
Machine access — free, no API key
Every figure shown here about BEAR STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.