Call reports 2020
FIRST STATE BANK OF UVALDE — 2020
What FIRST STATE BANK OF UVALDE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,792,663,000 | 1,842,390,000 | 1,841,701,000 | 1,887,000,000 |
| Total loans | 444,509,000 | 453,390,000 | 448,776,000 | 456,495,000 |
| Allowance for loan losses | 4,838,000 | 5,264,000 | 5,858,000 | 6,167,000 |
| Securities available for sale | 931,214,000 | 1,009,454,000 | 1,084,851,000 | 1,086,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,587,317,000 | 1,628,119,000 | 1,627,613,000 | 1,670,758,000 |
| Interest-bearing deposits | 1,391,643,000 | 1,392,939,000 | 1,396,821,000 | 1,422,209,000 |
| Noninterest-bearing deposits | 195,674,000 | 235,180,000 | 230,792,000 | 248,549,000 |
| Equity capital | 193,473,000 | 199,728,000 | 202,579,000 | 203,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,089,000 | 22,399,000 | 31,951,000 | 41,033,000 |
| Interest expense | 2,995,000 | 5,246,000 | 6,712,000 | 7,806,000 |
| Net interest income | 9,094,000 | 17,153,000 | 25,239,000 | 33,227,000 |
| Noninterest income | 1,132,000 | 2,004,000 | 3,025,000 | 4,551,000 |
| Noninterest expense | 3,597,000 | 7,909,000 | 12,267,000 | 16,427,000 |
| Provision for loan losses | 0 | 438,000 | 1,062,000 | 1,485,000 |
| Pretax income | 6,674,000 | 11,172,000 | 15,352,000 | 20,367,000 |
| Income tax | 1,256,000 | 2,082,000 | 2,703,000 | 3,647,000 |
| Net income | 5,418,000 | 9,090,000 | 12,649,000 | 16,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,070,000 | 174,742,000 | 178,301,000 | 180,472,000 |
| Total capital | 175,908,000 | 180,006,000 | 184,159,000 | 186,639,000 |
| Risk-weighted assets | 620,064,000 | 677,814,000 | 667,044,000 | 658,739,000 |