Call reports 2015
FIRST STATE BANK OF UVALDE — 2015
What FIRST STATE BANK OF UVALDE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,408,407,000 | 1,356,326,000 | 1,407,088,000 | 1,470,530,000 |
| Total loans | 238,317,000 | 260,675,000 | 274,571,000 | 282,326,000 |
| Allowance for loan losses | 2,831,000 | 2,827,000 | 2,821,000 | 3,585,000 |
| Securities available for sale | 720,472,000 | 717,542,000 | 686,146,000 | 706,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,297,785,000 | 1,251,276,000 | 1,291,877,000 | 1,354,855,000 |
| Interest-bearing deposits | 1,125,623,000 | 1,079,996,000 | 1,108,103,000 | 1,173,108,000 |
| Noninterest-bearing deposits | 172,162,000 | 171,280,000 | 183,774,000 | 181,747,000 |
| Equity capital | 100,676,000 | 98,807,000 | 106,692,000 | 106,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,891,000 | 14,141,000 | 21,859,000 | 29,438,000 |
| Interest expense | 907,000 | 1,808,000 | 2,698,000 | 3,670,000 |
| Net interest income | 5,984,000 | 12,333,000 | 19,161,000 | 25,768,000 |
| Noninterest income | 729,000 | 1,524,000 | 2,377,000 | 3,160,000 |
| Noninterest expense | 3,112,000 | 6,238,000 | 9,250,000 | 11,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 4,649,000 | 9,109,000 | 13,991,000 | 18,443,000 |
| Income tax | 1,005,000 | 1,783,000 | 2,800,000 | 3,564,000 |
| Net income | 3,644,000 | 7,326,000 | 11,191,000 | 14,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,771,000 | 92,453,000 | 96,318,000 | 98,565,000 |
| Total capital | 91,602,000 | 95,280,000 | 99,139,000 | 102,150,000 |
| Risk-weighted assets | 312,450,000 | 337,120,000 | 340,739,000 | 353,659,000 |