Call reports 2025
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2025
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 110,350,000 | 107,268,000 | 109,090,000 | 107,633,000 |
| Total loans | 44,891,000 | 44,313,000 | 43,758,000 | 43,932,000 |
| Allowance for loan losses | 371,000 | 390,000 | 350,000 | 334,000 |
| Securities available for sale | 49,091,000 | 49,995,000 | 51,849,000 | 51,355,000 |
| Securities held to maturity | 1,674,000 | 1,674,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,869,000 | 94,337,000 | 90,701,000 | 91,864,000 |
| Interest-bearing deposits | 68,176,000 | 65,386,000 | 63,056,000 | 65,065,000 |
| Noninterest-bearing deposits | 29,693,000 | 28,951,000 | 27,645,000 | 26,799,000 |
| Equity capital | 10,948,000 | 11,449,000 | 12,350,000 | 12,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,364,000 | 3,549,000 | 4,747,000 |
| Interest expense | 173,000 | 344,000 | 529,000 | 746,000 |
| Net interest income | 1,006,000 | 2,020,000 | 3,020,000 | 4,001,000 |
| Noninterest income | 247,000 | 458,000 | 684,000 | 871,000 |
| Noninterest expense | 983,000 | 1,891,000 | 2,964,000 | 3,940,000 |
| Provision for loan losses | 60,000 | 135,000 | 210,000 | 300,000 |
| Pretax income | 204,000 | 446,000 | 524,000 | 626,000 |
| Income tax | 41,000 | 88,000 | 93,000 | 107,000 |
| Net income | 163,000 | 358,000 | 431,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,398,000 | 17,396,000 | 17,470,000 | 17,362,000 |