Call reports 2020
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2020
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,732,000 | 98,260,000 | 94,117,000 | 99,390,000 |
| Total loans | 32,502,000 | 31,434,000 | 30,339,000 | 30,417,000 |
| Allowance for loan losses | 392,000 | 399,000 | 370,000 | 434,000 |
| Securities available for sale | 39,583,000 | 44,269,000 | 48,178,000 | 48,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,019,000 | 80,571,000 | 76,231,000 | 81,942,000 |
| Interest-bearing deposits | 53,213,000 | 55,255,000 | 51,346,000 | 55,141,000 |
| Noninterest-bearing deposits | 20,806,000 | 25,316,000 | 24,885,000 | 26,801,000 |
| Equity capital | 14,937,000 | 15,850,000 | 15,998,000 | 15,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,603,000 | 2,339,000 | 3,028,000 |
| Interest expense | 46,000 | 75,000 | 98,000 | 118,000 |
| Net interest income | 791,000 | 1,528,000 | 2,241,000 | 2,910,000 |
| Noninterest income | 212,000 | 394,000 | 560,000 | 751,000 |
| Noninterest expense | 731,000 | 1,433,000 | 2,143,000 | 2,854,000 |
| Provision for loan losses | 54,000 | 107,000 | 161,000 | 354,000 |
| Pretax income | 363,000 | 529,000 | 644,000 | 786,000 |
| Income tax | 31,000 | 77,000 | 114,000 | 100,000 |
| Net income | 332,000 | 452,000 | 530,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,175,000 | 15,048,000 | 15,126,000 | 15,035,000 |