Call reports 2019
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2019
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,458,000 | 90,264,000 | 86,380,000 | 89,962,000 |
| Total loans | 31,231,000 | 31,857,000 | 32,494,000 | 32,607,000 |
| Allowance for loan losses | 346,000 | 359,000 | 391,000 | 385,000 |
| Securities available for sale | 43,249,000 | 44,446,000 | 40,708,000 | 39,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,256,000 | 73,687,000 | 69,361,000 | 72,980,000 |
| Interest-bearing deposits | 53,902,000 | 53,934,000 | 48,562,000 | 52,173,000 |
| Noninterest-bearing deposits | 20,354,000 | 19,753,000 | 20,799,000 | 20,807,000 |
| Equity capital | 14,429,000 | 14,759,000 | 15,118,000 | 15,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,692,000 | 2,540,000 | 3,391,000 |
| Interest expense | 55,000 | 109,000 | 148,000 | 188,000 |
| Net interest income | 795,000 | 1,583,000 | 2,392,000 | 3,203,000 |
| Noninterest income | 245,000 | 497,000 | 685,000 | 911,000 |
| Noninterest expense | 688,000 | 1,384,000 | 2,079,000 | 2,762,000 |
| Provision for loan losses | 54,000 | 107,000 | 173,000 | 227,000 |
| Pretax income | 298,000 | 595,000 | 889,000 | 1,189,000 |
| Income tax | 34,000 | 79,000 | 141,000 | 182,000 |
| Net income | 264,000 | 516,000 | 748,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,596,000 | 14,600,000 | 14,832,000 | 14,843,000 |
| Total capital | 14,942,000 | 14,959,000 | 15,223,000 | 15,228,000 |
| Risk-weighted assets | 41,767,000 | 43,025,000 | 49,822,000 | 45,586,000 |