Call reports 2013
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2013
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,076,000 | 79,797,000 | 82,072,000 | 83,220,000 |
| Total loans | 25,352,000 | 26,633,000 | 26,896,000 | 26,975,000 |
| Allowance for loan losses | 480,000 | 484,000 | 380,000 | 394,000 |
| Securities available for sale | 34,609,000 | 36,934,000 | 36,813,000 | 41,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,113,000 | 65,701,000 | 67,858,000 | 69,345,000 |
| Interest-bearing deposits | 49,029,000 | 48,751,000 | 51,181,000 | 52,362,000 |
| Noninterest-bearing deposits | 17,084,000 | 16,950,000 | 16,677,000 | 16,983,000 |
| Equity capital | 13,396,000 | 12,491,000 | 12,543,000 | 12,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,405,000 | 2,119,000 | 2,853,000 |
| Interest expense | 41,000 | 81,000 | 122,000 | 162,000 |
| Net interest income | 661,000 | 1,324,000 | 1,997,000 | 2,691,000 |
| Noninterest income | 187,000 | 413,000 | 637,000 | 821,000 |
| Noninterest expense | 641,000 | 1,332,000 | 2,000,000 | 2,639,000 |
| Provision for loan losses | 18,000 | 38,000 | 56,000 | 75,000 |
| Pretax income | 189,000 | 453,000 | 664,000 | 884,000 |
| Income tax | 42,000 | 76,000 | 118,000 | 170,000 |
| Net income | 147,000 | 377,000 | 546,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,749,000 | 12,738,000 | 12,907,000 | 12,826,000 |
| Total capital | 13,229,000 | 13,186,000 | 13,287,000 | 13,220,000 |
| Risk-weighted assets | 42,378,000 | 35,815,000 | 36,194,000 | 37,463,000 |