Call reports 2012
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2012
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,968,000 | 76,158,000 | 77,260,000 | 79,518,000 |
| Total loans | 24,962,000 | 25,560,000 | 26,073,000 | 25,729,000 |
| Allowance for loan losses | 437,000 | 438,000 | 499,000 | 454,000 |
| Securities available for sale | 39,841,000 | 40,942,000 | 37,511,000 | 32,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,529,000 | 61,519,000 | 62,300,000 | 64,682,000 |
| Interest-bearing deposits | 46,174,000 | 46,169,000 | 46,269,000 | 48,397,000 |
| Noninterest-bearing deposits | 15,355,000 | 15,350,000 | 16,031,000 | 16,285,000 |
| Equity capital | 12,997,000 | 13,137,000 | 13,434,000 | 13,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,506,000 | 2,285,000 | 3,038,000 |
| Interest expense | 48,000 | 94,000 | 139,000 | 182,000 |
| Net interest income | 698,000 | 1,412,000 | 2,146,000 | 2,856,000 |
| Noninterest income | 196,000 | 385,000 | 575,000 | 747,000 |
| Noninterest expense | 639,000 | 1,254,000 | 1,893,000 | 2,542,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 75,000 |
| Pretax income | 290,000 | 536,000 | 778,000 | 1,071,000 |
| Income tax | 42,000 | 84,000 | 126,000 | 216,000 |
| Net income | 248,000 | 452,000 | 652,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,496,000 | 12,460,000 | 12,660,000 | 12,601,000 |
| Total capital | 12,933,000 | 12,898,000 | 13,159,000 | 13,055,000 |
| Risk-weighted assets | 43,369,000 | 44,434,000 | 45,270,000 | 45,570,000 |